Privacy Policy

Last updated: October 21, 2026

UgotDough (“we”, “us”) operates the dividend-tracking service at ugotdough.app (the “Service”). This policy describes what information we collect, how we use it, and the choices you have. By creating an account you agree to this policy.

Information we collect

• Account information: your email address, country, and (optionally) a phone number, plus your password stored as a cryptographic hash and any two-factor authentication settings you enable.
• Portfolio data: when you connect a brokerage account, we receive and store account balances, holdings, transactions, and dividend information for the accounts you connect. This data is provided by SnapTrade, our brokerage-data partner.
• Usage information: basic activity needed to operate and improve the Service, such as sign-in events and approximate time spent in the app.
• Support communications: messages you send through the in-app Support tab.

Your brokerage credentials

We never see, receive, or store your brokerage username or password. Brokerage connections are made through SnapTrade’s secure connection portal — you sign in with your brokerage there, and SnapTrade issues us access tokens that let us read your account, holdings, and transaction data. Those tokens are stored encrypted. You can disconnect a brokerage at any time, which ends our access.

How we use information

• To provide the Service: displaying your portfolios, holdings, dividends, calendars, and projections.
• To send transactional email — sign-up verification codes, sign-in codes, password resets, and support replies — delivered through Amazon SES.
• To process subscriptions. Payments are handled by Stripe; we do not store full payment-card numbers.
• To operate, secure, and improve the Service, and to comply with legal obligations.

Sharing

We share information only with the service providers needed to run UgotDough — SnapTrade (brokerage data), Stripe (payments), Amazon Web Services / Amazon SES (hosting and email) — and only for those purposes. We do not sell your personal information, and we do not share portfolio data with advertisers.

Security

Data is transmitted over HTTPS. Stored connection secrets are encrypted at rest. Accounts support two-factor authentication (authenticator app or email code), and every sign-in requires a second factor. No system is perfectly secure, but we work to protect your information with reasonable technical and organizational measures.

Retention and your choices

• You may disconnect a brokerage or request correction of your account details at any time.
• You may request deletion of your account and associated data through the in-app Support tab; we will delete it except where retention is required by law.
• You can opt out of any non-essential communication; transactional messages needed to operate your account (such as sign-in codes) continue while your account is active.

Cookies

We use a session cookie to keep you signed in and local storage to run the app. We do not use third-party advertising cookies.

Eligibility

The Service is intended for adults (18 years or older) managing their own investments.

Changes

We may update this policy; material changes will be announced in the app or by email, and the “last updated” date above will change.

Contact

Questions about this policy or your data: reach us through the Support tab inside the app, or via our contact page.